It might be one of the easiest apps out there as it was designed for budgeting beginners. Budgets can be shared among multiple users because this app can connect to a huge range of devices like laptops, desktops, tablets, smartphones, and you can even connect it to an Amazon Echo for verbal budget reports from the app. It runs on both Windows and Mac and it backs up data automatically. The current version of YNAB packs in many features and improvements over earlier versions, and it intuitively teaches some solid budgeting practices. Affectionately known as YNAB, You Need a Budget is an extremely popular personal finance app.
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